Last updated: May 28, 2025

This Privacy Policy explains how Moolah Personal Finance Pty Ltd (ABN 30 676 986 253) (“Moolah”, “we”, “us” or “our”) collects, uses, discloses and protects your personal information when you use our services, including the Moolah mobile application, our website, and any other products or features we make available (together, the Services).

We handle your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

Where you choose to connect your bank accounts using Open Banking, we handle Consumer Data Right (CDR) data in accordance with the CDR Rules and act as a CDR Representative of Basiq Pty Ltd (ABN 76 601 742 181), an Accredited Data Recipient.

By using our Services, you acknowledge that you have read and understood this Privacy Policy.

1. Information We Collect

We collect information to provide and improve the Services. The types of data we may collect include:

1.1 Personal Information

Information that identifies you, including:

• Name
• Email address
• Phone number
• Profile details you choose to provide
• Financial information you manually enter (e.g., goals, income, budget categories)

1.2 Financial Information (General)

If you enter financial account information manually, we collect the data you choose to input.

If you connect accounts using Open Banking, CDR data is collected and used under the CDR framework. This Privacy Policy covers general practices; detailed handling of CDR data is outlined in our separate CDR Policy.

1.3 Usage Data